Big banks make billions funding factory farming, fossil fuels and other exploitive industries. 13o3 offers socially responsible banking that supports vegan advocacy and rewards you for choosing cruelty-free and plant-based products.
A mobile bank account with no monthly fees or minimum balance. Your deposits never fund fossil fuels, factory farming, or private prisons… Instead, we distribute a portion of earnings to advocacy and charitable organizations at no cost to you.
Whether it's reducing your carbon footprint or supporting minority-owned businesses, you can't change what you can't measure. Tell us what you care about and we'll help you nudge your spending to better match your values.
Enjoy transparent banking with no monthly fees, overdraft fees or minimum balance. And no foreign transaction fees either.
Earn 0.25% APY (3x the national average) on all funds deposited in your account — no minimums or monthly withdrawal limits.
Pay less ATM fees with access to 38,000+ fee-free MoneyPass® ATMs.
Need help? 13o3 support is fast, reliable and always human.
Your deposits are FDIC insured up to $250,000
Mastercard zero-liability guarantee (1)
Freeze or unfreeze your card instantly inside the app
Bank-grade encryption and authentication